However, the good thing is I HAVE paid off one entire card.. sure I only owed $500 but it is a great feeling to knwo I owe then zilch.
Aside from this I have also paid of a huge bill that actually made it to my credit report ( yikes ) if I want that house I’ve gotta make sure I have my report clean.. so right now I’m in debt erasing mode..
because I still wan tot save at least something I have made up an RRSP plan to take our about 100 a month.. not much but it’s forced to it will be taken out forcibly.. which is what I need because I swear I could blow that in a week eating fancy lunches or “window” shopping in places I know my ass can NOT afford.